Owning a boat is a great feeling. You’ve worked hard to enjoy life and can cruise out onto the open water or down river and bask in the warmth of the summer sun. Just like a car, though, your boat is an asset and as with any asset, it deserves some level of protection.
The Value of Your Boat
Even if you purchased a used boat and don’t consider it a significant purchase, it’s important that you provide the right level of boat insurance to protect against damage, theft, and even accidents.
When you drive your car, you’re not alone on the roads. The same holds true with your boat, but with boats, there are a number of other risks than simply other boats and boat operators on the water with you.
- Weather related damage
- Accidents while the boat is in transit
- Running aground
Today’s boats come complete with advanced technology, including stereos, powerful engines, and an array of amenities. Each of these items and parts of the boat can cost a significant amount of money to repair if stolen or damaged.
Choosing the most basic level of boat insurance may be ideal for you, but if your boat has significant value, you want to make sure that you have the right level of coverage.
Insuring Against the Unforeseen
When we drive on the streets, our minds can wander. We can lose focus, become distracted, and that can lead to accidents. When you’re out on the water, even the most experienced captains and pilots run into problems that can be crippling and even life threatening.
While not every region requires boat insurance, you want to protect yourself, your asset, and those who travel with you on your boat from the unthinkable.
That’s why having the right level of boat insurance is essential. Call James Campbell Insurance Brokers today to find out what level of insurance your boat should have and know that the next time you’re out enjoying a warm spring or summer afternoon, you’ll have nothing to worry about.