How much is your jewellery worth? When we collect jewellery through the years, we tend to neglect the value of many of the items we acquire. Necklaces, rings, earrings, diamonds, watches, bracelets, and more begin to build an impressive collection.
If you don’t know the value of the jewellery that you possess, then odds are you are not insured against something happening to them. An incident, such as fire or theft, could mean losing one’s possessions and would be devastating.
You may have family heirlooms in your jewellery collection that cannot be replaced. While these items may have significant personal and emotional value to you, they also have a fixed monetary value.
While no insurance policy can ever make-up for a loss which is sentimental, if you lose items that are not insured, you may be losing more than just memories and emotional connections; you would losing your jewellery’s investment and value.
The Uncounted Value of Jewellery
Each piece of jewellery that you own has a story behind it, whether it was a gift or something that you’d had your eye on for many months or even years and had saved for it. There could be hours, days, and even months invested in acquiring that item.
If the item is customized, then you worked with a jeweler to make that piece into precisely what you wanted from the outset. Each piece of jewellery symbolizes something powerful, something important to you.
Jewellery Insurance Coverage
While you can never be insured against those intangibles, when you have jewellery insurance, you protect your investment in the best way possible.
People tend to think about theft when they think about jewellery insurance. While theft is an important consideration, there are other reasons that people lose their valued possessions, including fire and even loss.
Visit just about any beach in the summer and you will find people scouring the sands at the end of the day with metal detectors. That’s because countless rings and necklaces are lost every year.
Don’t Wait for the Worst to Happen
Even if you believe that your property is secure and that your jewellery is locked up and safe, if it has monetary value, then it deserves to have jewelry insurance protecting it.
At James~Campbell Insurance Brokers, we provide the best jewellery insurance at the most competitive rates so that you can protect your valued assets and the countless hours and memories that are tied to them. Call us for a free quote and learn how to have your valuables protected.