Products & Services

Personal Insurance

James~Campbell Insurance provides a full line of general insurance products through our financially stable insurance partners. Our personal lines representatives will search our various markets on your behalf to provide you with the best combination of broad coverage and price.

In the event of a claim we will work on your behalf to make the claims settlement process as efficient as possible.

Products

To fill out an online quote form please click the appropriate button below.

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Commercial Insurance

Purchasing Commercial Insurance can be a very confusing and involved process. At James~Campbell Insurance we will compare rates and coverages from a large number of well known financially sound insurers. Every risk is inspected for loss control and recommendations are provided to minimize the impact of a loss, provide possible self insurance solutions and discuss methods that may reduce the impact and resulting downtime of the business

James~Campbell Insurance has access to several broad form commercial package policies tailored to suit small businesses that may otherwise not be able to purchase specific coverages at affordable premiums.

Products

To fill out an online quote form please click the button below.

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Insurance Plan for Non-Profit Cemeteries

AFFORDABLE AND CONVENIENT
Including Directors and Officers

James-Campbell has recognized the need to offer an affordable non-profit cemetery program that includes Directors and Officers coverage. Non Profit Entities may be the most vulnerable corporate structure because unlike public and private companies, non-profit entities do not have easy access to capital to protect the board or officers if a claim is made against them. As directors and officers of non profit entities you are volunteering to give guidance and direction and may not realize the personal expense if a claim is made.

With Non-Profit Directors and Officers coverage, the directors and officers of the cemetery board can make decisions and help the entity fulfill the goals and objectives they set out to accomplish without fear of personal financial disaster.

Coverage for Non-Profit Cemeteries

• Directors and Officers liability
• Vandalism to tombstones included to a maximum limit of $50,000 per occurrence and $5000 per item
• Replacement Cost – same site requirement deleted
• Building damaged by theft
• Glass breakage
• Bylaws
• $2 million liability limits

This program is designed specifically for non-profit cemeteries in Ontario.

Click here to access the Application Form and Coverage Package.

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Investment & Insurance Solutions

Bret Meyers, B.Sc.
For all your Insurance and Financial Requirements
Cellular: 905-852-8691
Office: 905-852-9191
E-Mail: bmeyers@jamescampbellinsurance.com

Bret is an Independent Financial Services Broker who helps people successfully organize and realize their insurance and investment potential to ensure financial freedom for themselves and their families. Bret provides service to his clients in their homes or at their offices 24 hrs a day and 365 days a year.

Proud Member of:
Independent Financial Brokers of Canada
Professional Hockey Players Alumni Association
Michigan Technological University Alumni Association
Bonner Boys
IABO

Investments/RRSP/RESP/GIC's

Segregated Funds offer many guarantees and safeguards that mutual funds do not.  Build an investment program where segregated funds achieve growth through superior investments combined with insurance guarantees that protect your principal.

People invest with Insurance Companies for some of the following reasons:

• Creditor & Lawsuit Protection:
  Designating a beneficiary may potentially protect your investments from creditors & lawsuits.
• Estate Planning & Probate Avoidance:
  Designated beneficiaries directly receive the death benefit without costly probate fees or processing delays.
• Principle Guarantees:
  Investments with Insurance Companies are guaranteed at time of death and at other intervals.

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Life Insurance

Life Insurance is a way to protect your survivors and dependents against financial hardship.  As your family or business situation changes, so may your insurance needs.  It is important to review your insurance needs regularly.

How do you calculate how much life insurance you need?  How much will it cost?  Permanent Insurance, Term Insurance, which best suits your needs?

Do you need Life Insurance?

• If you have a spouse, and you were to die prematurely, how would your survivor(s) get by, especially dependent children?
• Does anyone else depend on you financially, such as a parent, grandparent, brother or sister?
• If you are single parent, what level of support payments are you making or receiving?  How would these be maintained in the event of the contributor's death?
• If you have a mortgage on your home, do you want it paid off in the event of your death?
• If you have children, do you want to put aside money to complete their education in the event of your death?
• Are there any other family members or organizations to whom you would like to leave money?
• Could life insurance play a role in business or farm succession plans?
• Could life insurance play a role in paying the taxes incurred when capital property is transferred from one generation to the next?
• Do you have a disabled dependent?

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Disability Insurance

Disability Insurance provides protection against Loss of Income due to an injury and/or illness.

• Monthly income
• Injury ONLY or injury & illness coverage
• 24-hour or non-occupational coverage
• Choice of elimination periods and benefit periods
• Long term disability protection
• Accidental death
• Business overhead protection
• Disability Insurance for Truckers, Trades and Self-Employed people available. Ask us about your eligibility.

Critical Illness Insurance

What would happen to your financial stability if you were to suffer a critical illness?

Critical illness insurance products pay you a lump sum cash benefit after the diagnosis of a critical illness. The living benefit is received while you are alive and you are free to spend the money as you wish. Critical illness insurance covers conditions such as:

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Employee Benefits

Base Benefits

• Employee life insurance
• Accidental death and dismemberment

Optional Benefits

• Dependent life insurance
• Drug & Extended Health Care options
• Dental care
• Short-term disability
• Long-term disability

Advantages for Small Business owners gain

• A competitive edge in the job market
• A cost-effective method of providing employees with coverage for medical bills - protecting employees and their families
• A tax deduction for small business

Travel Insurance

Traveling out of the province or out of the country?
Travel Insurance Packages may include:

• Emergency Medical Insurance
• Pre-existing conditions can be underwritten
• Interruption Insurance
• Baggage & Personal Effects Insurance
• Flight Accident Insurance
• Travel Accident Insurance

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