What is the difference between public health coverage and private health insurance in Ontario?
OHIP covers core medical services. Private plans help with prescriptions, dental, vision, paramedical, and travel.
Health Insurance in Ontario
No matter where you live in Canada, health insurance can be an important coverage to help insure against medical conditions that are beyond the scope of your existing coverage through the Ontario provincial government.
Varying Degrees of Health Insurance Coverage
While here in Canada we enjoy free basic health care, there are many conditions that are not covered by basic medical care such as eye care or dental care. In some cases. elective surgeries aren’t covered either or would require a long wait.
When you carry extra health insurance, you protect yourself and your family against anything that might not be covered under your regular health plan. What’s more, when you have more health insurance, you can choose from a wider range of qualified doctors and potentially doctors from other provinces or even countries, depending on the insurance provider’s network.
Dental Coverage
Taking care of one’s oral health is important at any age, but as you get older, it becomes even more important. By having extra health insurance coverage, you could choose a plan that provides for basic dental care and emergency procedures such as root canals and repair work.
While basic dental appointments and cleanings do not cost a great deal of money, more advanced work, including having braces or orthodontic work done can run well into the thousands of dollars. This is one of the reasons why people tend to avoid taking care of their teeth the way that they should.
Eye Care and Other Coverage
Eye care becomes more essential as we age. Our eyes tend to grow weaker, and the risk of developing cataracts and astigmatisms increases as well.
When you have a solid health insurance plan, you will be able to take care of your health in the best manner possible, ensuring that you enjoy all of the years of your life.
You’ll also ensure that your family is protected against potentially crippling medical care costs.
Let James Campbell Insurance Help You With Your Insurance Today
At James Campbell, we put you first. Our clients are our top priority and the backbone behind everything we do.
We can help provide you with protection from insuring your first car, your first home or business or even giving you protection during your retirement travels. Whatever you need coverage for, we’ve got your back. We will make sure that you are ready to live a life free of stress or worry so you can focus on life’s important moments each and every day.
James Campbell Insurance Brokers have been taking care of our members for over 40 years. This is why we are able to make insurance easy by offering you the right solutions at the right times. Our solutions are tailored to fit your individual needs, no matter what they may be.
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OHIP covers core medical services. Private plans help with prescriptions, dental, vision, paramedical, and travel.
Drugs, dental, vision, paramedical practitioners, ambulance, medical equipment, and out-of-province emergencies.
List your needs, check drug and dental maximums, review provider networks, and compare premiums to likely usage.
Yes. Individual and family plans are available year-round.
Many plans include waiting periods for dental and major services. Pre-existing conditions may have limits.