What does an RV or trailer insurance policy cover?
Physical damage, liability, medical payments, emergency expenses, contents, and awnings or attachments.
MotorHome & Travel Trailer Insurance
Motor Homes are a great way to travel whether you’re spending the long weekend camping up north, or escaping the Canadian winter to head south. Today’s RVs vary in sizes and types from large specially designed chassis with spacious living areas to more compact smaller camper vans, and motor home conversions. You may also be an owner of a park model trailer, while coverages may differ from your standard motorhome we have solutions for you.
Whatever the situation you want to make sure that you have the right coverage in place for your motorhome or trailer.
Any vehicle that requires a license plate and will travel on public roads is required by law to have insurance. There are a variety of coverages that you can choose to cover your motorhome. Park model trailers come with a different set of risks and require different coverages give us a call to help you understand what coverages are essential to protect you and your motorhome or trailer.
Below are coverages that are important to consider as an owner of a motorhome. Contact James Campbell Insurance Brokers to gather the appropriate information about what insurance options are available for you and your motorhome.
Important RV Insurance Coverage
- All Perils coverage covers most losses including:
- fire
- lightning
- windstorm
- earthquake
- hail
- rising water
- Third-party Party Liability
- Accident Benefits
- Uninsured Automobile
- Replacement cost coverage for motor homes up to five years old
- Coverage for contents the motor home usually contains
- Emergency vacation expense
- Disappearing deductible
Why Purchase Insurance for your RV
It provides valuable protection to you and your family while you own and operate the vehicle. Having basic liability coverage will often protect you in the event that you damage to property belonging to other individuals as well as any potential personal injury you cause in the event of operating your RV.
Owners of large motor homes understand that the sheer size puts other property, such as mailboxes or fences, at risk. Going beyond personal liability, any damage that is caused to the RV whether by you operating it, weather events, or other people causing damage to it, can be quite costly to repair. Having the right level of insurance will ensure that your investment is protected at all times.
Let James Campbell Insurance Help You With Your Insurance Today
At James Campbell, we put you first. Our clients are our top priority and the backbone behind everything we do.
We can help provide you with protection from insuring your first car, your first home or business or even giving you protection during your retirement travels. Whatever you need coverage for, we’ve got your back. We will make sure that you are ready to live a life free of stress or worry so you can focus on life’s important moments each and every day.
James Campbell Insurance Brokers have been taking care of our members for over 40 years. This is why we are able to make insurance easy by offering you the right solutions at the right times. Our solutions are tailored to fit your individual needs, no matter what they may be.
Send us a Message
Physical damage, liability, medical payments, emergency expenses, contents, and awnings or attachments.
Policies can extend across provinces and into the U.S. Confirm territory, limits, and proof of insurance before travel.
Unit value, liability exposure, trip frequency, contents, and emergency living expenses.
Yes. Lenders often require collision, comprehensive, and specific deductibles.
Multi-policy, claims-free, anti-theft, safe storage, and approved driver training.